Why will you have to get your own if they move? I have moved to three different states and have stayed on my mom's insurance the whole time. Plus, most colleges will have certain services for free simply for being a student. Even though I do not have insurance through the school I get free counseling and some other stuff.

Just remembered something....at least here in Northwest Arkansas, there are several people who do work specifically for uninsured people. Like there is a clinic the next town up that only works with people who don't have insurance. It's like 35 bucks a visit which isn't much more than a normal copay. And my bf's therapist is one that specifically does therapy for uninsured people. So keep that in mind. There are people who WANT to help people in those situations.