Is the house in your name alone or both your names? If it is in your name alone, there is a good chance you will be able to keep it. Definitely get an atty ASAP. Everything needs to be in writing. Also, I can't imagine having this woman in your house is good for your son. Discuss that with your atty as well and you will probably be able to get her removed - which you should do.Being fair does not mean having your husband take advantage of you. If you are on the mortgage and/or the title, it cannot be transferred to your husband without a court order and you transferring title. You are also correct that a new mortgage would need to be issued, otherwise, you will still be liable. Good luck.