interesting cmac, we're sort of in the same boat. i've not been with my therapist for nearly as long as you, but she's the same age as yours and i wonder what will happen when she retires. i think this is a bit different from "terminating" because you decide to leave; for me at least it's going to 'end' because she has to go. if i really think about it - i'd say that this is my preference, but i'm still not looking forward to it (of course).