I, too, have fears of driving and understand something of what you are saying. My fear is that of having a wreck [have had quite a few relatively serious ones; drove into someones living room one time. Boy did they come to the door!]. I feel sure that I will never be able to make car payments and that this one will have to last my lifetime [insurance blue book amounts would very small if car was totaled, as it usually have been]. This is especially true out on the interstate, where huge trucks zoom by inches away, one after another. I think it is probably natural to be panicked somewhat for a period of time after a wreck, but continuing practice makes perfect, and by getting "back on the horse," you will learn that you can do this. With empathy - billieJ