You're welcome SoupDragon - I remember watching one of Oprah's shows and she was talking about saying "no" and how she used to have a huge problem with this. The problem you might encounter is family and friends get stuck in the roles they play - for example a 'pleaser' might be always giving too much and not receiving in return. Maybe you could share with your friends/loved ones that you're trying to work on this and you may need to ease back on your role a bit and not to be offended. Good luck and don't feel guilty.