Now, whenwillitend, you know you are catastrophising and thinking the worst, painting everything all black because you are so very depressed. This is your depression talking, and that's the way it surely FEELS to you. But cognitively, your thinking is distorted. Things will not be THAT bad. Don't mean in any way to minimize your pain--I feel for you and know it FEELS that bad, really, really bad. But the plain fact is that it isn't! Yes, there is one more hassle with the mortgage now, but it's probably an automated thing. You can get back with the person who worked out the new program for you and get that corrected again. And there will no doubt be more trouble in your future--life does throw obstacles at us.

Take a deep breath, Breath in & breathe out. Relax yourself. This too will pass. You WILL get through it. I know you will, and all your friends on PC are pulling for you, like me. If it gets worse for you, call the hotline or read some of the resources listed on the note at the top of this section. They are wonderful, and really helpful when you are so very low. I've used them a couple of times myself when I have felt as badly as you do. Sending you my hugs and a ton of good thoughts and well wishes!