My visits to the Tdoc and Pdoc carry a much higher co-pay than a visit to a regular doc, which really makes me upset.

Why don't you use your "regular" ins for your T & Pdoc? Are you concerned about what information is revealed to your employer?

I recently had to get a new medication covered for purchase at a retail pharmacy (can't use a 90 day mail order due to weekly bloodwork needed). Now the HR person along with our ins rep.......and God knows who else......know the med I am on.....and the conditions it is prescribed for. ........although that is not my diagnosis......

Oh well, so much for HIPPA!