well you do have some valid concerns. BTW welcome to pc. if it were me i'd get a second opinion and be honest with the person you see. give the pdoc or therapist your history of the mood thing.
i don't know where u live but i find the remark about hospitlization in the future very inappropriate. it sounds threatening."The psych told me that whilst it was my choice "at the moment" whether or not to take the medication, if I get any worse he will decide for me and I will be admitted to hospital."
and how one visit with the psych can give you a diagnosis is beyond my scope of understanding!!
i don't know how you described how you felt at your gp's office. thus can't answer why you were referred to a crisis team. it sounds like you are living outside the U.S. who is DVLA? why must this be reported to your insurer?
can you give us more info?