hello, I need some advice. I was involved in a car accident about a month ago. It was my fault. I was uninsured, yet the other party didn't want to file a police report because she was driving on a speeding ticket, and failed to attend the court date, so would have had to post a $200 bond. The only reason I know this is because the cop who was at the scene told me that I could call him if I had any questions. So, I called him. (At the scene I was informed by him that the other party did not have any insurance, or driver's license.) I later learn that this isn't true? While on the phone with him, he is flirting with me, and then told me that one of the things I could do would be to buy insurance now, and THEN file an accident report. Is this normal or appropriate behavior/advice for the police? Anyway, stupid me, went ahead and bought insurance. I told the girl that we could probably say the accident occured on another date, and work something out like that as long as it's ok with her. (oh, by the way, I work with this girl's mother at my brand new job.....what a small world) She was delighted at this crooked idea. So, I tried to file the report, yet the two police stations I talk to keep arguing about the jurisdiction the accident occured in. OMG!!!!! I'm starting to think that this cop is a slime. Too lazy to write a report, yet wants to get in my pants or something. Well, I can't file the report in the other city because this girl's car was ticketed by them because she parked it in a parking lot because she's too embarrassed to keep the car in her driveway. So, then we thought just to say it happened in a completely different time, date and location. I started having second thoughts about this whole thing. I don't want to face huge fines, and/or jail time, if I were to get caught. So, I called her today to tell her that I've read up on the consequences we could face if we were caught, and I don't think it would be a good idea. However, I'm prepared to offer her $1000. The damage on her car is over estimated at about $2900. Oh, also, don't ALL insurance policies cover for uninsured motorists????? I've only recently learned this. She could have filed for that on her insurance. Anyway, she goes on to tell me....."I can't do anything with $1000. I paid $2500 for my car." OMG!!!!!!!!!! I could think of plenty of things to do with $1000!!!!! And it has nothing to do with what she paid for her car, it's about the value of it before the accident!!!!!! I'm sorry if you over paid for your car!! How am I supposed to know what kind of driving record she has too? She was already irresponsible enough to not go to her court date for the speeding ticket she was driving on. Up until a month ago, I had an excellent driving record. I hate myself. I feel like I'm letting people control me. She knows VERY well that I'm not obligated to give her a dime because no report was ever filed!!!!! I'm TRYING to do the right thing here, and owe up to my responsibilties. I'm slightly tempted by the insurance idea, but I just don't think I can lie like that. I could face much much worse penalties, and this spoiled hillbilly brat wouldn't give a damn!!! I'm thinking about telling her she can take or leave my offer, and if she's going to get greedy, I will deny the whole thing ever happened. That of course is lying as well. I just don't know what to do. The whole thing's also sensitive because I work directly with this girl's mom, and really can't afford to negatively affect my working environment. I am so angry right now. I asked her how she is getting around. She said her mom drives her. I, in the mean time, am taking the freakin' bus everywhere!!!!! Is it too beneath her to ride the bus? Is a $1000 car just not good enough for her?? It always has been good enough for me. The accident was my fault in that she had the right of way, but why were things not done properly at the time of the accident?? Now, I have no idea how to make things right without putting myself out. What makes this girl think she's more worthy than I am that she needs her car fixed, and she is so high above me that she will accept no responsibilty for one thing. All I can say is, what a spoiled brat. I wonder if I should find another job now, and give her a sort of ultimatum.
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