Thank you to everyone. I DO have insurance now even though the car is not drivable. Hers is, except most likely not for long periods since the radiator was damaged. I thought this idea would be considered fraud, but wasn't sure. I've never been in an accident, or any trouble with the law. I heard from someone at work who's known the girl's mom longer than me that it's possible this girl has been in like 3 accidents. Not sure if it's the same daughter, or her other one, but that kinda tells me something.
Anyway, I feel like I should pay her something, but now that she seems to be getting greedy, I'm thinking that I might get taken advantage of. Or maybe it is illegal to even offer her any money, now that I think about it. Boy, now I really don't know what to do. I wonder if I should just go to the police. The problem with that is the accident happened 1 month ago. It's taking me this long to try to figure out a solution. You guys are right. Lying would be worse. I knew that, but sometimes I need to be reminded. It's like the "devil" was tempting me or something. Even though I don't put my faith in the "devil," I'm glad I passed the test. I guess I just need to know how to protect myself. Perhaps a visit to the police station would be a good idea. I don't mind the consequences of driving with no insurance because I KNOW I was in the wrong with that. Geez, if anyone out there is driving with no insurance, please don't do it! I've never driven uninsured up until about 3 months ago because I couldn't pay for it. I just shouldn't have been driving then. At least I'm learning all my lessons from this. The spoiled girl doesn't seem to think she did anything wrong. Does anyone think I should speak with the HR person at my job to see if I could maybe work different hours than the girl's mom? I really need this job. I've gotten into way too much debt by being unemployed...........one of the things I could think of to do with $1000..........Oh, plus, I don't just want to run away from these people. I'm sort of on a journey right now to try to not be a coward, stand up for myself, stick with things even when they get too hard, and to NOT LIE. In the past, I used to lie about things, but it was mostly to do with wanting to be with a stupid guy that other people didn't approve of. I just don't feel right about lying anymore.....even smaller lies. It unsettles me to my bones. You are right wisewoman, there do seem to be far too serious consequences for any inappropriate behavior. It helps to have confirmation of my intital instincts. Thank you again to everyone, and I greatly appreciate any input.