(((((((((((((Jexa)))))))))))))))
I'm so sorry you are having such a hard time right now. When I found my new T when I went to grad school I found someone a couple of months before I moved, and then we connected again when I got there to schedule my first appointment. She was really nice and said that she would help me find someone else if it didn't work out with her. I think it is totally fine contacting someone this far ahead. It can take time to find the right fit, or someone who is taking new clients (annoying, I know).

You need to take care of yourself before you can help others. I think my T would have said the same thing before I moved had we not been planing for me to find a T after I moved. You will make it work. It will be okay. Especially since there are Ts who take your insurance.