I am a single mum and do struggle to meet the cost of T - it is sometimes the reason why I tell myself to quit - but I read somewhere that I should think of this as an investment in me and my future, so somehow I manage to keep funding it ( I took out a loan to help pay for it and don't really spend money on anything else other than essentials - having no social life helps!) - I pay £40 per session and try not to think too hard about what that has added up to so far - I just know I need to do this.

Maybe you could decide what you can afford and how many sessions you can commit to and then formulate some sort of plan with your T - also I understand that many T's have a sliding scale payment thing if funding is difficult - I wonder if yours does?

Is the money the main obstacle for you?