I think the term disability has its merits when used appropriately. I actually prefer the term when applied to myself because no one will take the magnitude of my problems seriously. I think it's just easier for people to dismiss things like social phobia as shyness or depression as laziness. Which is exactly what people have done my whole life and prevented me from getting help sooner, and it's ironic because if I had gotten help years earlier we probably could have prevented it from becoming severe to the point of disability.