How do you know when to terminate therapy? I'm not using insurance (paying out of pocket) so it is not like the insurance company is telling us how many sessions are covered. We didn't have therapy goals when I started (learned about those here)..Its hard to know...I used to feel very connected to my T. I've been in therapy 6 months and have made great strides (which T. agrees with). Recently, I haven't felt too connected to my T. and I"m having difficulty even coming up with things to discuss weekly. I've basically spent all the money that I have for this and need to stop soon. What is a reasonable exit plan? I told my therapist I needed to stop and he was not too happy...he thought we should discuss it more, the reasons (he told me most people say its the money but it is not the money) and then cut back to twice a week then monthly or go to group therapy. I know I could just stop after next session but I want it to end well....just in case I need to go back.