Hello, I'm a US citizen and I can tell you that if you do not have insurance then traditional psychiatrists and therapists are pricey. The good news is that if you do not have insurance then in larger communities they offer health services including mental health that will take your income into consideration and charge accordingly. I use the community mental health services and have been so happy with my pdoc and therapist. The first private therapist I had when I first went there was not my cup of tea so I quit seeing her and began group therapy. I liked the group therapist so well I started seeing her for private therapy. So hopefully this will give you a better idea of what's what.
Sincerely, DobieLuv