Here is my trick. I go to a local non-profit mental health agency. If you are in the U.S.A you can ask the United Way about these or call up your local mental health agency and they will help you find them. I pay $10.00/week for therapy.

Before this place, I went to a local University that trained doctoral -level college students studying to get their PHd. Their clinic only charged me $20.00/week.

There is NO NEED to pay huge amounts for therapy. Some churches also have charitable counseling services. I have had good luck with all three. Give it a try !