You've gotten some really great advice already, sewsweetie28; I don't have anything to add except that I can identify with your emotional pain. My husband is divorcing me, and although things have been going badly, it was a shock. We have three kids, too, and I am a stay-at-home mom with no family nearby and no hope of a job (I do some freelance work at home) in this area. So, I can identify with your fear and grief. My husband has not yet moved out, either, and I told him to get his butt in gear, or stay and work on the marriage. He still wants the divorce. I told him that
I'm not leaving -- he's the one who wants out.
I would DEFINITELY talk to an attorney. You need someone to make sure YOUR rights are being respected.
Sending you hugs.

It's good that you're here at PC.