I'm unemployed with a couple hundred dollars in my bank account and no medical insurance. I have a skin growth that's recently grown so I went to the local federally-funded low-income medical clinic to see my doctor. He seemed very serious, and he's a man of very few words, but he said he couldn't remove it himself because of its location and referred me to a specialist at the local for-profit medical clinic. I thought it must be serious enough to merit outsourcing me, so I didn't question it. The appointment was set up by the fed clinic, and I went to the for-profit clinic's financial office to try to arrange a "compassionate care" for the procedure so I wouldn't have to pay for it. Later I went to the appointment and the doctor briefly examined the growth then asked if I had insurance. I said no and he said he wouldn't want to do it for free for an elective procedure, so we agreed I'd come back later when I get insurance or, as he stated, return to the fed clinic since it's a basic procedure my g.p. should be able to handle. The long and short of it is that I now owe $400 ($100 fed + $300 for-profit "consult") and the growth is still there, and I don't have money to pay it, and it should have been removed for $100.