Hi Perna, thanks for responding. My state also has a pool for the "uninsurable." So maybe I could get that if I fail. They've cut back a lot on who they offer insurance to, though, and there may also be other hoops to jump through to qualify.

The meds thing is another reason I'm worried, as one of the two I take for ADHD is Wellbutrin, which is also prescribed for some people as an antidepressant. So a bean counter could look at my prescriptions, not know any better, and say, "she's taking Wellbutrin, so she must be depressed."

The whole thing makes me glad at least that my therapist has never been reimbursed by my insurance, so at least that's one less mental health thing to be on my record. (He's never given me a diagnosis so I don't have to report anything from him.)