Impulse spending has always been an issue for me. Just today I found my checking overdrawn and credit card maxed out so I couldn't go get a $10 haircut. So I took the personal loan approval I got in the mail and took out a $6000 personal loan with 26% interest. The bank couldn't even cash it for me because my account was overdrawn. Tomorrow I'm withdrawling the $6000 and buying a motorcycle, laptop, and maybe anther gun. This has me extremely excited.
Any thoughts on controlling this kind of behavior?