Oh boy... That's a fun topic! I've went out and spent over $100 developing old film on a whim one day. I go broke a week before payday no matter what it seems, I can't get enough toys for my daughter... I buy cartons of cigarettes for people and go negative in my account all of the time. My credit is done. If you could have a credit score of 0, I probably do. Taken out loans with extreme high interest rates and can't afford it... It's a rough one... Wish I had tips on how to break the habit, then I would have a little bit of money for gas for the rest of the week, but it look like I'll be walking lol