I'm sorry to hear that, JK. I'm having issues with the NHS as well at the moment, as I seem to be falling through the net once again and am left without a therapist or counsellor and I can't really afford full private counselling.
I think the mental health provision is pretty bad at the moment in the UK. If you don't get your typical six CBT sessions, which you're referred to by your GP, you have to have issues that are recognised as psychiatric in nature in order to get at least some help from a community crisis team or something similar and it's not always certain how long that lasts.
However, in your case you really should get at least that. Have you got a good GP?
Try to find one quickly and explain everything to them including the hallucinations and that you can't really cope and have children to look after. They must find some medical / psychological help for you even with the dissolving PCTs. Be very honest with them and make it as urgent as you can. I keep my fingers crossed for you that something good will come out of it. Please go and try.

All the best,

Shadow-world