((((((((((((((((((((W I))))))))))))))))))

LOL. About that grace period..it is due on the 1st and late after the 16th. That was last Thursday.

My mind slips and like you, I forget the day of the month. I try to keep things organized but not doing to well at it. I need a new method. also, all my bills come on paper, every month except the mortgage. They stopped sending paper bills cause I was paying online. So, it makes it extra hard. I need a calendar.