sounds like you're transcending, actually. I'm older than a lot of the people on this forum and I must say, with all due respect, when I look back on my choices, I'm struck by how often I actually "trade up." In other words, each car I get is better than the last, each job, each situation and many of my friends are getting wiser too. So, think of it this way...your new T will likely be better than the one you're leaving. Upwards...ever upwards. I applaud you for realizing the need for a change and going for it!