I would recommend seeing a psychologist or psychiatrist to see if he/she agrees with your diagnosis. It certainly could be OCD. I know how you feel, obsessing about things like bugs. I wouldn't say I have a phobia about bugs, in the sense I don't feel fear when I see them (generally), but I worry about them getting on my things or flying around anything dusty and spreading the dust (which is an OCD issue for me).

Saw you're in Jersey, so hi from another Jersey girl (assuming you mean NJ in the US).