My avatar is the model horse below my name. Psychcentral has a lot of avatar pictures that you look through and select one for your avatar if you find one you like. Or you can upload a picture from your hard drive if you choose. The hardest part about choosing one from your hard drive is finding one that fits the small size or resizing it to fit.

And no, there is no such thing as a dumb question - those are just easier to answer

If you have not already read the FAQ you might want to do so http://forums.psychcentral.com/faq.php