I posted a while back about being pretty down about my credit. It dropped a lot when I was put on collections for my workers comp not paying work related medical bills and basically maxing out my credit cards to move half way across the country.

A little over a year ago (June 2010) I went through, canceled a credit card that was just being ridiculous and really took a hard look at my finances. We have cut out a lot of luxuries and went back to the basics for a lot of stuff. I also started paying a little extra on my car every month.

Since then my credit has gone up 66 points. Also, I have paid off over $1,000 of the card I canceled and have less than 3 years to pay off the rest. My car balance is under $8,000 now and should be paid off by April 2013. Also, since my credit has gone up my car insurance has gone down.

I'm just pretty proud We were in a really bad way when my bf was unemployed and both of our cards were getting up there in balances.

YAY! It feels so good to be (sort of) in control of my finances. I felt so helpless at this time last year. I hope this trend continues