Hello & Welcome, Briten821!
Rohag's Perspective: No. Rarely if ever. Whether professional or informal (or both), you most probably will require practical assistance to get to a better, more functional place.

Non-Emergency Help When Money is Tight

United Way / AIRS Home – 211.org [AIRS = Alliance for Information and Referral Systems]
211.org Call Center Search
US Department of Housing and Urban Development, General Resources
State Departments of Human Services (different states use slightly different terms):

Department of Social Services (DSS)
Department of Human Services (DHS)
Department of Health and Social Services (DHSS)
Department of Social and Health Services (DSHS)
Health & Human Services Commission (HHSC)

Examples:
Colorado Department of Human Services (CDHS)
Montana Department of Public Heath & Human Services
Washington State Department of Social & Health Services (DSHS)

Search: “your location” social services
Finding Low-Cost Psychotherapy, By John M. Grohol, Psy.D.
US Social Security and Disability Resource Center
PsychCentral’s Insurance & Finances Forum
New York Times article: How to Find Mental Health Care When Money is Tight, by Lesley Alderman
PsychCentral Drug Discount Card
NeedyMeds
RxAssist
Free and Low-Price Prescriptions – PsychCentral Topic
Mental Health America and Mental Health America Affiliates Search
Disability.gov (USA; “Connecting the Disability Community to Information & Opportunities”)
National Alliance on Mental Illness (NAMI)
Find your local NAMI
Depression and Bipolar Support Alliance (DBSA) Home Page
DBSA Support Groups and Chapters
DBSA Support Groups and Chapters Directory (Terms of Use)

A support group can be an inexpensive or free (partial) alternative to regular therapy.

Cognitive Behaviour Therapy Self Help Resources (Get Self Help UK)
Free Downloadable Therapy Worksheets & CBT Tools (Get Self Help UK)
Online Self-Help Book for Mental Health & Illness (MentalHelp.net)
Doc John’s Where to Get Help for Depression – includes some self-help ideas
Dealing with Depression: Self-Help & Coping Tips (HelpGuide.org)
Live Life to the Full – free self-help modules