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Sep 01, 2011, 11:37 AM
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Member Since: Mar 2011
Location: USA
Posts: 12,856
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To be working full-time AND going to school full-time . . .
That would be a very, very tough grind for anyone, even a person with no stressful issues going on. For someone who is managing (or trying to manage) a great deal of internal stress and living with financial hardship - well, that is overwhelming, I would think. You would have to be some kind of a non-human super being if you said that you could cope just fine. I don't blame you for being discouraged. Don't give up on you completely. Maybe, you could give up on some of the obligations you have undertaken. Looking into the Chap. 7 could be a sensible start. It is no crime to say, "I am over-committed. I made the commitments in good faith, but now I realize I overextended myself. I will have to reduce the extent of my commitment to what is reasonably manageable, so that I do not endanger my health and sanity and safety." Good luck with working that out; it's not easy making these decisions. 
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