honestly, im not sure she really thought about it. all therapists have friends and colleagues in the field (and in related fields) to whom they refer. i bet her concern was referring you to someone good and the money didnt even cross her mind.

that could just be me projecting though! i know three psychiatrists who are really good at what they do and i would refer to them in a second....i have NO idea what they charge or whether or not they take insurance.