Can you see a family practice doctor for about $150.00 for a general appointment? I do agree that $400 is quite ridiculous to pay out of pocket. I hope you can find help that is affordable. It does seem like there is a whole other world of privilege out there. Just a word of caution and this is solely my experience. Please be careful with ambien. I have been on it continuously for 4 years and am addicted now. I can not sleep even a wink without it. I even have to take it to fall asleep for naps. I hope that you can get help and sleep soon!