2-3 days really isn't a pattern & I don't think means you're strong enough for work. But, if this continues till you see pdoc, I'd mention these feelings of riding it out & getting bored. Those, plus the money issue, don't sound like really healthy things at this point. All could be stressors you just don't need, & p- or tdoc might be able to help waylay any probs they might throw your way.

If you're on short term disability, isn't there some way of shaking that loose?

Sounds like you've come a mighty long way, btw. Good for you! No need to rush things, is there?