Can't help. After 18 1/2 years with the same company, I had to leave for the 2nd time, for good, because my Disability coverage stopped after 2 years because my disability was a MENTAL disability. I would've been paid 70% (after paying back the company with Social Security I received and am still paying back) of my last salary until I was 65, had I been stricken with a physical disability. That not only makes me angry, but it KEEPS me ANGRY! These situations are not the disabled person's fault! However, I do have to say that my company still counted my disabled days and I get a full pension once I receive retirement age and I consider myself lucky. Sad that I am not equal to someone who physically hurts. Mental pain is just as bad.