I have to admit I have been through similar situations and paths of which, the stress somehow encapsuled me, where I knew it was effecting my wellbeing, yet the wheels were in motion.{ The stress response; the body's response to a demand.}
The word perspective comes to mind, to step back and see the bigger picture. Weigh the assets and liabilities and put it into context.
Me, I personally, have trouble following through on things. I did 2 yrs.of a 4 yr. college, 1 yr. of a 4 yr military contract. In and out of relations all my life. I used to and still do, regret not finishing college,I am still in and out of jobs. Yet, there are people with masters looking for work. so who knows. Ultimately, I now tend to fall back more on my religious and spiritual beliefs, and ask for help, and listen for answers, from a higher authority. I went through conventional prayer, yoga, buddhism, back to christianity, I now put less emphasis on the things of society and the world. Which are transient and unsatisfactory, by nature.
Today, I put in daily exertions and efforts,try to stay balanced and positive, and practice contentment with the results. B-B