Hey guys thank you for your replies they are appreciated. unfortunately i am unable to afford professional help at this stage once my debt has been cleared up then i might be able to swing it.
The problem with me talking to my girlfriend about not getting married at this stage is that she suffers form anxiety disorder she gets really anxious over everything and in my unprofessional opinion she also suffers from abandonment issues. she has told me many times that she is scared of me leaving her thats one of her reasons for wanting to get married soon and when i give my excuses she gets anxious.
Naturally i don't want her to feel that way so i avoid the issue totally which i suppose in turn makes her feel even more anxious!!
i guess we are the perfect couple