I made the decision to quit a few months ago - when I reached that decision it felt easy - I could just wander off and not give T a second glance. I still feel like that now, but there is also a part that wants to hang on in there as I know if I do just walk, I will be back to square one. And I think that for me all the reasons that I want to leave are the exact reasons why I should stay. So instead of quitting I set myself targets, for example I had to start to talk about at least one of the difficult things within 4 weeks or I would quit (T didn't know this btw) - it did help to move me forward.

Like you I struggle to meet the costs and when I add it up in my head how much I have spent over the last 19 months, I think about all the things I could have got sorted in my house (have a broken window taped up with bubble wrap that I can't afford to get replaced). But then I tell myself I can afford food, heating, etc. and actually therapy has saved my life and therefore is not a luxury.

I am sure as you say, you have thought about the pros and cons, so I don't mean to challenge your decision. I was going to write the thoughts here that helped me switch off from T, but I don't think that would be responsible for me to do that, I think I need to come from a place of being pro therapy.

Good luck and as Tree says, maybe just think about a break rather than quitting full stop. Soup