Again, thanks for the posts and PMs. I nearly got knocked over again this afternoon- went to get money out for groceries and discovered I hadn't been paid . Fumed for a while, and started looking into the black pit again, but got it sorted to an almost satisfactory conclusion (I get paid tomorrow but will have to deal with any bank fees if my direct debits don't go thru)... But am OK anyway, had a sleep this afternoon too and just have to keep climbing upwards. (One day all these boulders will get smaller- they must!!!! )