Just an update...

I'm filing bankruptcy chapter 7. Looked at doing it on my own nut it was too much. Am paying an attorney to do it. My ex doesn't want the car put in the bankruptcy because his name is still on it so he is going to pay it off. At first he said he couldn't afford to but when pressed he consented. See the car is only appraised at $505 but I owe $6450! The bank will not take anything less or restructure the loan regardless of the worth of the car. Soon all this will be behind me.

I also wanted to tell you about 722the redemption whereby you keep your car. Just Google it. I don't qualify but somebody else might.

Love and hugs,
Tara