((Tracylee)) thank you...yes I did notify all creditors but here some don't care....she even knew I had had surgery a while ago and had that in her file...I think maybe she was having a bad day..but I wish she could spend a week in my shoes..I had no heat but space heaters part of the winter and all and she takes HER bad day out on me..

((Petunia)) I wanna bonk her on the head.. thank you