I've been reading some posts on this forum, and realized I've often downplayed certain thoughts I have from time to time because I thought I'd be labeled "crazy", and they'd lock me up in a hospital where I'd never get out, which is weird because I've been labeled borderline or bipolar in the past, and not been hospitalized.

I generally feel that some of my thoughts are questionably real and label them as paranoid (like people trying to look in through my window, and wanting to even cover up the gaps along the edges of the blinds where they could see in, the recurring thoughts that my roommates (or landlord) have put cameras in my room, checking to see if people are following me). I kinda believe the thoughts but kinda don't, I act on them in a sort of "knock on wood" way, where I act on them "just in case", though I feel like maybe people think I'm silly. I guess "in reality" these things are plausible, but probably not likely.

If this is something outside the realm of a borderline/bipolar diagnosis. And from what I've read along the schizophrenia spectrum are problems with organizing thoughts, then I wonder if that's something I have too.

Meaning, I have trouble processing information both in and out. I try to study things, but can't organize the information so I understand it well, or keep decent notes that I can look up later when I need to recall it. I basically got through school by memorizing the patterns of information my teachers wanted me to say, rather than actually processing and understanding it on my own. I tend to feel overwhelmed and not know what to do. I don't know if this is an anxiety thing or a learning thing.

It's frustrating because I feel like I have to relearn the same things over and over, when I should be building on a foundation of knowledge that I've acquired.

When I try to explain things to people, they often take a while to understand me, it's like they learn my patterns of language over time and can figure out how to interpret me. I don't know if this is because I dump too much information at once, or explain things in a too abstract manner.

Sometimes it seems like I have my own language. I've often felt this way, because I've sometimes asked my sister (or others who knew me well) to explain things for me to others who don't know me well (and haven't had time to figure me out yet). I can say something quickly to my sister, and then she'd articulate more clearly what I mean to others, and they would understand her perfectly and answer back. My sister would act as my interpreter. I can usually interpret the "confused" person's response on my own, but sometimes I need a little assistance.

Do people who are schizoaffective or schizophrenic have trouble processing and organizing information?

If that's the case, then what how do you organize it?