I would volunteer and try to get a job in a clinic that way while using library books for self-help and saving X amount a week for counseling and/or school (I'd do school and use a school counselor or talk with a professor I met and enjoyed). Figure out how much you'd need for 5-10 sessions and save up that much at once, work with those sessions and then do it all again.

Other than, as Echoes says, not good reasons to bring another human into this world, for your own benefit, your "plan" shows a certain plannishness to it rather than a knowledge of the reality of how it will actually be. In other words, it looks good on paper but won't be like that and you'd have no safety net AND another person's life in the balance.