Yes, I'm definitely in agreement with Candy here. The fact is that many people simply can't afford $400 a month, whether it goes toward insurance or toward medication costs. And even if you can afford insurance, some plans bury a cutoff for yearly medication costs in the fine print - imagine my surprise when my prescription coverage ran out after only three months, and I was left with medication bills of $300/month. I was completely at a loss for what to do, and I'm definitely not the only one who's been in that situation.