((( TS ))) Thank you for the help and yes I think I am gonna stop that payment...cause I did not authorize her to use my account I told her straight up nice and all I will not authorize that I don't and won't have the money by then...SHE not all who do that kinda work was just a real snot and has no right to just use my checking account cause she has the numbers from past pmts and all..But yeah I do know she has to suggest stuff ...but really like I said in my opening posts...its HOW she said it and then the fact she just decided she was taking it out of my checking account..Mostly it was her mean-ness not a pro..like I said I have GMAC collectons being way nice and this was like nothing I have ever dealt with...Just like there are good cops and bad ones and good doctors and bad..she really was bad ...at least on that day