((( ts ))) YOURE COOL and not disrupting things I am just now catching up..... see she had my checking account numbers cause I have called a payments in even when I was not behind being income comes in 1 once a month and they let you pay by phone so sometimes to be on time..I have to call not mail as not to bounce...This really was a nightmare and no not all bill collectors are bad I again never said that but this lady..I dont know maybe shes stressed too or ? but WOW .....I never had someone flip out and do what she did..thanks for the help