So here's my situation.

I just started a job in August, and my health coverage will be available on December 1.

My boss caught me bawling outside on break this morning, and we had a discussion about my recent anxiety, stress, and depressed mood. She sent me home at 9:30 this morning. I told her that I was off work tomorrow, that I should tough out today, and then call for an appointment with the doc. She says, "No, your health is far more important. We'll make it being short one day. Try to get an emergency appointment with your doctor today or tomorrow."

So while I'm depressed, it's not as severe as it has been over the past few days. Yes, I cried for no reason at work this morning - so what?

So the discussion I'm having with my partner is this: do I make an appointment ASAP with my PCP and eat the cost? Or do I wait till the insurance kicks in? And if I make an appointment, do I go to my PCP and let him recommend a pdoc, or do I find a pdoc myself?