Not trying to pick on you HelgaDE, but the other issue, as if not being able to pay $400 isn't enough...if one has psych meds and doesn't get their insurance through a work group plan, it is impossible to buy personal insurance. (Now that ~may~ have changed, if so, please, someone let me know.)

Before I went to a pdoc for a dx, my T. thought I should be on Prozac so my GP prescribed it. That's all I was taking, one Prozac a day. I didn't have insurance and called several of the main companies - BC/BS, etc. and as soon as they heard I was taking Prozac, they wouldn't cover me. Then on the radio one day there was a woman who specialized in finding insurance for those "hard to cover" and with "pre-existing conditions." Thinking I had found my answer, I went to her and she flatly said that with any type of psych med, no insurance co. would privately insure me....no matter HOW much the cost.

Now with the HIPPA law...not sure if that translates over into being able to purchase insurance. Didn't think of that...hmmmm.