Thank you both! I have appointments with both my t and my pdoc today. I'm going to spend my last money on the pdoc appointment. Luckily, my t doesn't make me pay right away. She just keeps track of what I owe her, and lets me pay what I can, when I can. She says it's more important that I come see her than for her to get paid.
So far, neither one of us has heard anything back from all the jobs we applied for. I'm starting to panic.