I couldn't afford it as well but my godfather offered to pay the first two years and now my T has made a generous cut of his fee so I'm paying for it myself. Are you sure there is noone who can support you financially? Any insurance? I have been postponing going to T for more than 8 years because I couldn't afford it. But it's the best gift I gave myself. The fact that you are here, shows that you want to start; maybe you could ask someone to support you.