I'm sorry you're in a stressful situation. You should be able to apply for social assistance for now until you get stable. The 1st thing you need to do is get stable and social assistance will get you medical coverage. With you being bipolar and schizophrenic, you really do need medication and therapy. If you do lose your car, its not that bad - there's always public transit and this is a lot cheaper than car and insurance payments. The main thing is you need to get stabilized first. There's also a way to get cheaper meds and here's a link for a discount on meds through PC thanks to Doc John sharing this here:
http://forums.psychcentral.com/showt...nt+medications