Thanks for your reply kaliope

I don't have a therapist at the moment. I am being torn going to my gp to speak about it. I fel really awkward speaking about it face to face. The voice I hear was like a thought kind of, but not my thought and it didn't sound like me so not sure what that was? I don't think I have psychosis as I don't think I am hallucinating. I did think I seem something weird the other day when I was at work, a person wearing a black mask but it went away quickly. But then I think it could be my eyes playing tricks on me

I live in Scotland and I know I really do need to get something done about our finances. I'm dreading talking about it all again as that will really make me stressed out. But putting it out of my mind isnt helping either.